Mortgage possessions and the Consumer Credit Act 1974

Presented by Cecily Crampin, barrister, Falcon Chambers, and Professor Lisa Whitehouse, Southampton University, this session focuses on unusual defences available in connection with mortgage possessions.

The session covers:

• Gaining more time for defendants – arguing the applicability of the time order process under the CCA 1974.
• Time orders: when they are available and how do they work?
• S126 CCA 1974: how does the requirement for a court order for enforcement work?
• Unfair relationships: when is an unfair relationship likely to be found.

Resources:

• [Presentation to be added]

Our thanks to Cecily Crampin and Professor Lisa Whitehouse for sharing their expertise.